Your Mezu Account and Mezu Debit Card do not provide an overdraft feature or overdraft protection. If your Mezu balance becomes negative, you must immediately replenish your account to offset the negative balance. If your Mezu Account is carrying a negative balance, any Mezu Debit Card transactions attempted will decline and your Mezu Account will be subject to restrictions until you have replenished your Mezu Account. We may also use funds that you receive from other users to offset a negative balance or collect the funds from you when you attempt to use your Mezu Account.
You should review the Cardholder Agreement for details.